Today, we are just putting the budget together - in motion, so we can get right to it!
Take out all the hard work you did last week, and get it all together. The first thing to do is look for a template that works for you. I have posted here three that I like from simple to more complex - choose one that fits you, based on your preferences. It doesn't matter if you choose based on what is more easily formatted or which color you think is prettiest - choose one that appeals to you. Once you decide, you can fill in all of your information - both fixed, and flexible spending, income, savings, and possibly a 'grace' amount, that allows for some error - or, you know, you are running late and decide a breakfast sandwich from McDonald's is going to be faster than making breakfast at home!
Once you select one, grab a glass of wine, or juice, and a quiet corner. You'll want to take your time as you input things. Don't fret if you find you forgot something - just add it now. Chances are this will be a moving, changing document for you. When you are finished, put it all away, and take you mind off of it for a few hours, then go back to it, and just make sure you have everything you want or need in there. Some people also like to list balances they are working on - such as credit card balances, school loans, home loans, etc, so they can see the number going down (hopefully) every month - it can be encouraging. That's all we are doing this week! It doesn't seem like much, but it can be very taxing to see the input and outgo of your month, so after you are done, just relax and kick back!
Enjoy!
~Danielle
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